35. (1) The Board may, with the previous approval of the Government, make regulations not inconsistent with this Order or the rules to provide for all matters for which provision is necessary or expedient for the purpose of giving effect to the provisions of this Order and the efficient conduct of the affairs of the Bank. (2) Without prejudice to the generality of the provision of clause (1), the regulations may provide for-(a) the conduct of the business and the meetings of the Board and of the Executive Committee or any other Committee or Sub-committee;(b) the procedure for recovery of loans and other dues of the Bank;(c) the disclosure of interest, direct or indirect, of a Director in any application for loan;(d) the recruitment of the employees of the Bank, the terms and conditions of their services, the constitution and management of Provident Fund for the employees of the Bank and all other matters connected with any of these things;(e) the duties and conduct of employees and agents;(f) the forms of returns and statements;(g) preparation of annual estimates of income and expenditure of the Bank and their submission to the Board and the Government.