34. (1) The Board may, with the previous approval of the Government, make regulations, not inconsistent with the provisions of this Ordinance and the rules, to provide for all matters for which provision is necessary or expedient for the purpose of giving effect to the provisions of this Ordinance and the efficient conduct of the affairs of the Bank. (2) Without prejudice to the generality of the provision of sub-section (1), the regulations may provide for - (a) the conduct of the business and the meetings of the Board and of the Executive Committee or any other Committee or Sub-Committee;(b) the procedure for recovery of loans and other dues of the Bank;(c) the disclosure of interest, direct or indirect, of a Director in any application for loan;(d) the recruitment of the employees of the Bank, the terms and conditions of their services, the constitution and management of Provident Fund for the employees of the Bank and all other matters connected with any of these things;(e) the duties and conduct of employees and agents;(f) the forms of returns and statements;(g) preparation of annual estimates of income and expenditure of the Bank and their submission to the Board and the Government. (3) All regulations made under this section shall be published in the official Gazette and shall come into force upon such publication.